What to Know About Paying Off Your Mortgage Early

While home loans in the 1980s and 1990s came with some steep interest rates (up to 14% at one point), most of those mortgages have been refinanced at lower, 3.25% to 5.0%, rates in the past decade, according to Freddie Mac. Before paying off your mortgage if you have a low interest rate, first pay off any outstanding revolving credit accounts, such as credit cards and store cards, which come with interest rates ranging from 11% to as high as 25%, depending on your credit score, according to WalletHub.



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